Money is one of the biggest concerns for people around the world. We all want to save as much money as possible, but sometimes it can be a pain. That’s where money hacks come in! In this article, we will discuss 20 genius life hacks that will save you money without too much extra effort. So whether you’re looking to improve your finances or just want some simple tips, read on for some great advice!
1. Never miss out on a discount code again
One of the best ways to save money is to take advantage of discounts and coupons. But it can be difficult to keep track of all the different codes and deals out there. Luckily, there’s a simple solution: sign up for a discount code tracking service like Honey or Rakuten. With these tools, you can automatically apply the best coupons and deals to your online purchases, so you’ll never miss out on a savings opportunity again!
2. Cut down on your coffee habit
If you’re like most people, you probably start your day with a cup of coffee (or two). But those daily trips to the café can really add up. Instead, try making your coffee at home using a reusable filter and some quality beans. You’ll save money and get a better cup of coffee in the process!
3. Bring your lunch to work
Eating out every day is not only expensive, but it’s also not very healthy. So why not make your own lunch and bring it with you to work? You’ll save money and you’ll be eating healthier!
4. Hack expensive rail fares by splitting your journey
This is a great way to save money if you’re traveling by train. Simply split your journey into two parts and book each part separately. You can often find cheaper fares this way, and it’s a great way to save money on travel costs.
5. Take advantage of loyalty cards
Many stores offer loyalty cards which give you money off your shopping, or points which can be exchanged for money off. It’s worth signing up to a few of these to start saving on your everyday shopping.
6. Buy in bulk
Buying in bulk can often save you money in the long run, as you’re buying more items for less. This Hack is particularly useful if you have a large family, or entertain often.
7. Shop around for energy deals
Energy bills can be one of the biggest expenses in your household. Make sure you’re on the best deal possible by shopping around and comparing prices from different providers. You could save hundreds of pounds each year!
8. Get a student discount card – even if you’re not a student
Did you know that you can get a student discount card even if you’re not a student? This is a great way to save on things like travel, food, and entertainment. Just show your card at participating businesses and enjoy the savings!
9. Buy the store brand
If you’re looking for an easy way to save on groceries, try this hack: always buy the store brand. It may not be as flashy as the name brand, but it’ll definitely save you some money. You can also try generic brands for other items like medicine and cleaning supplies.
10. Check cashback sites before buying anything online
First, one of the best ways to save money is to check cashback sites before making any online purchases. There are a number of different cashback sites available, and they all work differently. However, they all essentially offer you a percentage of your purchase back in the form of cash or points. This can add up to significant savings over time, so it’s definitely worth checking out cashback sites before you make any online purchases!
11. Automate your savings
Automating your savings is one of the easiest ways to save money without thinking about it. You can have a certain amount transferred into your savings account each month, or even set up a specific amount to be saved each time you get paid. This way, you’ll never even miss the money because it will already be in your savings! Another great way to save money is to use cashback apps when you shop. These apps give you a percentage of your purchase back in the form of cash, which you can then use to save up for something special or just have some extra spending money.
12. Get a robot to save for you
Did you know that there are now robots that can help you save money? That’s right, there are companies out there whose whole business model is based on helping you save. They work by connecting to your bank account and monitoring your spending. When they see a transaction that could be considered wasteful, they set aside a certain amount of money into a savings account for you. This is a great way to save without even having to think about it!
13. Find out which supermarket is cheapest
Did you know that the average American family spends about $500 on groceries every month? If you’re looking to cut down on this expenses, one of the best things you can do is find out which supermarket is cheapest. Compare prices between different stores and see where you can get the most bang for your buck. You may be surprised at how much you can save!
14. Do it yourself
One easy way to save money is to do things yourself instead of hiring someone else to do them. For example, if you need your car washed, wash it yourself rather than taking it to a car wash. This can also apply to other tasks like mowing the lawn, painting your nails, and more. Do some research and see how much you can save by doing things yourself!
15. Get freebies with your weekly shop
Do you shop at the same grocery store every week? If so, take advantage of their loyalty card program! Many stores will offer discounts and even freebies to loyal customers. All you need to do is sign up for a card and use it every time you shop. This can save you a lot of money over time, especially if you’re a big spender.
16. Save money on car insurance by getting creative with your job title
Save money on car insurance by getting creative with your job title. If you’re a freelance writer or artist, for example, you may be able to get a cheaper rate by classifying yourself as a “creative professional.”
17. Get free food from your neighbours
One easy way to save money is to get free food from your neighbours. If you have good relationships with the people who live near you, they may be willing to give you some of their excess food. This can be a great way to get fresh produce or other items that you would otherwise have to pay for.
18. Get cheap leftovers from restaurants
This can be a great way to enjoy a meal without spending too much money. Simply ask the server for the day’s leftover food and they will usually give it to you at a discounted price.
19. Buy discount gift cards
You can often find these at your local grocery store or online. By doing this, you can get the same product for a lower price. This is a great way to save on items that you would normally purchase anyway.
20. Find cheap goods with this eBay hack
If you’re looking for great deals on secondhand items, then eBay is the place to go. However, it can be tricky to find the best deals on eBay. A great way to do this is by using the “Buy It Now” option instead of bidding on an item. This way, you can compare prices and find the cheapest option quickly and easily.
By using these simple life hacks, you can save a lot of money without making any big changes to your lifestyle. Give them a try and see how much extra cash you can put in your pocket!