10 Ways to Save Money: Achievable Financial Goals



Making money moves is something we all aim to do in our lives. Sometimes it feels so daunting, though! Especially when you have no clue where to start. That’s why I’m here to help break it down into manageable tasks. In this post, I’m going to outline 10 ways you can save money and see progress. And at the bottom, I’ve also included some helpful finance posts for further reading. So let’s get started!

1. Minimize Your Wardrobe

One way to save money is by minimizing your wardrobe. You don’t need a million different pieces to create endless outfit combinations. Instead, focus on quality over quantity. Buy a few key investment pieces that will last you for years and mix and match them accordingly. Not only will this save you money in the long run, but it will also declutter your closet and your life. Win, win!

2. Get Money Back When You Shop

If you’re not using a cash-back credit card or shopping through a site like Ebates, then you’re missing out on easy money! Cash-back cards give you a percentage of what you spend back in the form of rewards. And with Ebates, you get cash back on purchases you make online at participating stores. Sign up for Ebates and get a $25 bonus when you spend your first $25!

3. Use Browser Extensions When You Shop

One way to save money is to use browser extensions when you shop. This is a great way to compare prices and make sure you’re getting the best deal. There are tons of different extensions out there, so find one that works for you and your needs.

4. Setting up a budget

Another way to save money is by setting up a budget. This can seem daunting, but it’s actually not as difficult as it seems. There are plenty of budgeting apps and tools out there to help you get started. Once you have a budget in place, stick to it as best as you can. It might take some time to get used to, but it’ll be worth it in the long run.

5. Live Below Your Means

One of the most important things you can do when it comes to your finances is to live below your means. What does that mean? It means spending less than you make. That might seem like a no-brainer, but it’s easier said than done. If you’re not sure where to start, consider evaluating your spending habits and see where you can cut back. Just because you have the money doesn’t mean you need to spend it all!

6. Meal Plan

Meal planning can help you in a few ways. For one, it cuts down on your grocery bill because you’re only buying what you need for the week. Meal planning can also help you avoid eating out as much because you’ll have food at home that’s already prepared. And lastly, it can help you save time because you won’t have to decide what to make for dinner every night. Meal planning is a great way to save money and see progress quickly.

7.Try the Envelope Trick

One way to save money is to try the envelope trick. This means allocating a certain amount of cash to specific spending categories like groceries, entertainment, etc. Once the cash in that envelope is gone, you know you need to cut back in that area. This can help you be more mindful of your spending and force you into making wiser choices. Try it out and see how it works for you!

8. Add to Cart… Then Step Away

The first way to save money is by evaluating your spending. This can be done in a number of ways, but I like to recommend looking at your bank statements from the past few months. See where you’re spending the most money and what areas you can cut back on. For example, maybe you’re spending too much on takeout or shopping. Whatever it is, identifying your spending habits is the first step to saving money.

9. Use Grocery Delivery

One way to save money is by using grocery delivery. This can be a game-changer if you live in a city and don’t have time to go grocery shopping on your own. Plus, it’ll save you from those pesky impulse buys. Another way to save money is by Meal Prepping. This can help you save both money and time. If you have a hectic schedule, meal prepping can be a lifesaver. It’ll help you avoid those costly takeout meals and ensure that you’re eating healthy.

10. Keep a Spending Diary

This means taking note of every single purchase you make in a day, week, or month. Doing this will help you become more mindful of your spending habits and where you can cut back.


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